Tell your landlord or mortgage lender as early as possible if you are having difficulty paying and they will help you to work out a payment plan... For some consumers this extra borrowing may not cause difficulties but for those in financial distress further borrowing could exacerbate their problems... If your supporting savings vehicles performs better than expected, you could pay off the capital at the end of the term and be left with some cash... http://www.homeowner-loan-for-all.co.uk/loans