As such, simple refinancing of a loan or revolving credit facility by means of a lower cost loan or facility with the same repayment term will normally be good for consumers and good for competition... Converting low priority, unsecured debts into high priority, secured debt increases the number of priority debts... The usual term of a is 25 years... http://www.loan-in-uk.co.uk/loans
Moreover, consumers may not be aware that PPI can be added to the value of the loan on which interest can be charged... Pay off as much as you can afford each month... http://www.onesteploan.co.uk/loans